Terms of Use

Last updated: July 2025

Acceptance of Terms

By using this website, you agree to these terms of use. If you disagree, please do not use our website.

Services Provided

Protekly provides insurance advisory services and connects individuals with LIC and other insurance products. We are IRDAI registered agents.

Premium Calculators

The premium calculations shown on this website are indicative estimates only. Actual premiums may vary based on individual health conditions, age, policy terms, and insurer-specific rates.

Information Accuracy

While we strive to keep information current, insurance plans, rates, and features may change. Always verify current details directly with the respective insurer before purchasing.

Not a Contract

Information on this website does not constitute an insurance contract. A valid insurance contract requires a formal proposal, acceptance, and policy issuance by the insurer.

Limitation of Liability

Protekly is not liable for any financial loss arising from decisions made based on information provided on this website.

Contact

Terms questions: support@protekly.in | +91 89200 74347